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Housing
Development and Housing Initiatives
A range of housing options across White Bear Lake benefits individuals and families of all ages. Viable housing choices in White Bear Lake allow households to find affordable housing in the same community throughout economic or life circumstance change. The city partners with local agencies to find financing to make changes to your multi-family or single family property, along with providing ideas to make your property your dream home. The City of White Bear Lake is ready to empower homeowners or developers to ensure housing stock fits the needs of current and future residents by connecting them to the right resources.
The Fair Housing Implementation Council believes it is important for everyone to understand how they are protected from housing discrimination. If you suspect you have been subject to unfair housing practices please click here for more information.
Please direct questions about housing programs and opportunities to the City's Housing & Economic Development Coordinator at 651-762-4838.
Recognizing how critical housing infrastructure is to the continued vitality of the community, the City of White Bear Lake is currently seeking input from local stakeholders as the City Council looks to establish priorities, policies and programs to guide the future of housing in White Bear Lake.
The City of White Bear Lake has teamed up with Ramsey County, Center for Energy and Environment (CEE), and Minnesota Housing to promote several loans available to homeowners for general repairs, energy improvements, and necessary fixes. Programs available for multi-family and single family housing.
Information on homesteading your home, foreclosure prevention, Emergency Assistance, property tax lookup, and the Recorder's Office.
Fix Up Program
Minnesota Housing's Fix Up Program provides affordable, fixed interest loans. Lower interest rates are available for energy conservation and accessibility improvements. For home improvements that address emergencies or accessibility, the Emergency and Accessibility Loan Program is also available.
As the average household size in White Bear Lake has decreased dramatically since the 1970’s, homeowners are finding they may have more space than they need, but still prefer staying in their single family house. An accessory dwelling unit offers them the ability to utilize extra space to provide housing for relatives or a caregiver, or as an income generating use by renting out the space to a tenant.
Many homeowners desire to live independently in their houses for as long as possible, but find as they age their home requires adaptations to meet changing needs. This is commonly referred to as “aging in place.” The resources in this section may be helpful if you or a loved one is aging in place and planning modifications to the home or looking for in-home services.
White Bear Lake offers a wide range of rental properties for all ages. If you are looking for a new place to call home, there is a file with information of all multi-family properties located in White Bear Lake attached below. If you are looking for a Senior Housing Community, see the White Bear Lake Senior Housing Program guide for senior housing listings and transportation resources.
The intent of the Rambler Revolution Demonstration Project, located at 3790 McKnight Road in White Bear Lake, was to show the public creative and affordable possibilities for renovating a post-WWII rambler. The City's hope was that the project educated homeowners about the design, permitting and construction process. The goal was to provide examples of how to remodel a rambler-style, three bedroom house of 1,000 sq. ft.
